Where Innovation

Meets Execution

We help fintechs scale smarter and credit unions innovate faster—because when the right partners connect, members win.

IgniteFI works at the intersection of fintech innovation and credit union transformation.

We support fintechs in refining their solutions and market approach—while helping credit unions source and adopt technologies that solve real problems.

Whether you’re building something new or trying to move your organization forward, we help you execute with clarity, speed, and confidence.

Why We Exist

IgniteFI was born from frustration. We watched talented fintechs burn cash on failed credit union strategies. We saw credit unions waste time on vendor pitches that went nowhere.

The problem? No one spoke both languages. Fintechs didn’t understand credit union culture. Credit unions couldn’t separate signal from noise in the fintech market.

So we built the bridge. Former credit union executives partnered with fintech founders to create the only firm that serves both sides of the partnership equation.

Today, we’ve helped both fintechs and credit unions achieve what they couldn’t do alone.

Strategic Growth for Both Sides of the Market

We’re not just connectors—we’re collaborators, coaches, and champions for sustainable, scalable innovation. At IgniteFI, we guide fintechs through credit union market entry and readiness. We support credit unions in vetting partners, navigating due diligence, and executing smart innovation strategies.

OUR MISSION IS SIMPLE
To help both fintechs and credit unions grow, adapt, and deliver real value.

Our Values

Impact first

Every decision we support is grounded in real outcomes—for teams, members, and communities.

Execution obsessed

We don’t just plan—we help you launch, adopt, and optimize.

Credibility matters

Our objectivity and experience help you cut through the noise.

Collaboration wins

We work across the industry to align goals, close gaps, and create shared wins.

Built by Industry Veterans. Driven by What’s Next.

With over 100 years of combined experience in credit union operations, fintech go-to-market strategy, and innovation leadership, the IgniteFI team brings deep industry knowledge and a relentless focus on execution.


We’re strategic advisors, operators, and ecosystem builders—passionate about helping organizations navigate complexity and drive meaningful growth.

LEADERSHIP

Julie J. Esser

CEO & Founder

Heather Moshier

VP Client Relationships & Channel Partners

Ashlee Scott

VP Consulting Services

Brian Warfel

VP Operations

Tim Wilkinson

 VP Business Development & Partner Sales

Lydia Browne

Marketing Director

Strategic Advisors

Shirley Senn, CUDE

Strategic Advisor

Kevin Porter

Strategic Advisor

Toney del Fierro

Strategic Advisor to the CEO

Let’s Build the Future of Financial Services—Together

Whether you’re a fintech building for credit unions or a credit union looking for the right innovation partner, we’re ready to help.